JBLM Resources
For more than 25 years, we have run our business following our guiding principles:
- Committed to honesty and integrity in all our activites
- Passionate about serving others
- Keen to learn, adapt, and improve
- Committed to profitable growth
- Focused on managing risk
Join Our Team
If you're interested in learning more about joining our team of mortgage professionals click here
Prequalification
Pre-Qualification
Pre-qualification starts the mortgage process. Once a mortgage lender has gathered information about a borrower's income and debts, a determination can be made as to how much the borrower can pay for a house. Since different mortgage programs can cause different valuations a borrower should get pre-qualified for each loan type the borrower may qualify for.
In attempting to approve homebuyers for the type and amount of mortgage they want, mortgage lenders look at two key factors. First, the borrower's ability to repay the loan and, second, the borrower's willingness to repay the loan.
